Dental Insurance & Payment Options in
Greenwood Family Dentistry
Figuring out what your insurance actually covers shouldn’t be the hardest part of getting dental care. We accept most major PPO plans and handle the paperwork on our end, so you can focus on the actual appointment instead of trying to decode your benefits beforehand. And for patients without insurance, or for treatment that goes beyond what a plan covers, we offer an in-office installment option through Klarna so cost doesn’t have to be the thing standing between you and the care you need.
Dental Insurance Plans We Accept
Greenwood Family Dentistry works with most major PPO dental insurance plans. If your plan is listed below, there’s a good chance we’re in-network or can still process your claim, but the best way to know for certain is to give us a call before your visit — we’re happy to verify your benefits at no charge.
Don’t see your plan listed? Call us anyway. Many PPO plans offer out-of-network benefits, which means you may still be able to use your coverage here even if your specific plan isn’t on this list.
Understanding What Your Plan Covers
Dental insurance can be confusing, and most plans aren’t structured the same way twice. As a general guide, here’s how coverage typically breaks down:
- Preventive care — cleanings, exams, and X-rays are usually covered at or near 100%
- Basic restorative care — fillings and extractions are often covered at a partial rate, commonly 70 to 80%
- Major restorative care — crowns, bridges, dentures, and root canals usually have lower coverage, often 50%, and may be subject to an annual maximum
- Orthodontic and cosmetic treatment — coverage varies widely and many plans exclude purely cosmetic procedures entirely
These are general patterns, not guarantees specific to your plan. Every policy is different, and the only way to know your exact coverage, deductible, and annual maximum is to have our team verify it directly with your insurer.
Ready to schedule your visit?
Open weeknights & weekends — convenient for busy Trenton families
Flexible Payment Plans Through Klarna
Not every patient has insurance, and even patients who do sometimes face out-of-pocket costs that are hard to plan around all at once. That’s why we offer an in-office installment plan through Klarna, letting you split the cost of your treatment into smaller payments over time instead of paying the full amount upfront.
Klarna works directly with our office, so there’s no separate application process to navigate on your own. We’ll walk you through your options at the time of treatment, and you can choose a payment plan that fits your budget. This is available for a range of treatments, and our team can tell you exactly what applies to your specific care plan when you come in.
Care for Patients Without Insurance
If you don’t have dental insurance, you’re still welcome here, and you’re not on your own when it comes to figuring out cost. Between our transparent pricing, the Klarna installment option, and our team taking the time to walk you through what each treatment actually involves, we work to make sure cost concerns don’t get in the way of care you need.
Don’t wait for a small issue to turn into a bigger, more expensive one because of cost worries. Call Greenwood Family Dentistry today at 609-587-6670 or visit our office to talk through your options.
FAQ's
Frequently Asked Questions
We accept most major PPO dental insurance plans, including the ones listed above. Even if your specific plan isn't listed, many PPO policies include out-of-network benefits that may still apply here. The most reliable way to know is to call our office before your appointment — we'll verify your coverage at no charge.
You're still welcome at Greenwood Family Dentistry. We offer transparent pricing and an in-office installment plan through Klarna, so you have a way to manage the cost of treatment without needing insurance coverage.
Klarna lets you split the cost of your treatment into smaller payments over time instead of paying everything upfront. It's available directly through our office, so there's no separate application to handle on your own — our team will walk you through your specific options at the time of treatment.
Klarna is available for a range of treatments at our practice. The specific procedures and minimum amounts it applies to can vary, so the best step is to ask our team during your visit — we'll let you know exactly what your options are based on your treatment plan.
Yes. We believe in transparent pricing, which means walking you through expected costs, what your insurance is likely to cover, and what payment options are available before any treatment begins. No one should be surprised by a bill after the fact.
In many cases, yes. If your insurance covers part of a treatment, Klarna can often be used to manage your remaining out-of-pocket portion. Our front desk team can walk you through how that works for your specific situation.
We offer an in-office dental discount plan specifically designed for uninsured patients. This plan provides access to all of our services at a reduced cost so that everyone — regardless of insurance status — can receive quality dental care at our Trenton office.
Questions about your coverage or payment options? Call us today.
We serve patients from Trenton, Hamilton Township, Lawrence Township, Ewing, Princeton Junction, and the surrounding Mercer County area.
- 609-587-6670
- info@greenwooddentist.org
- 1902 Greenwood Ave. Trenton, NJ 08609
- Our Hours: Open Weeknights and Weekends